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NdekiwaNdekiwa

Water and energy solutions for homes, farms, and institutions across Kenya.

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  • Solar Water Pumping
  • Pump Maintenance
  • Water Treatment

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Financing Options

Turn a big investment into manageable monthly payments. Multiple pathways to make water infrastructure affordable.

How to Finance Your System

Sacco Financing

Many Saccos now offer asset financing for water infrastructure. We work with your Sacco to provide the technical documentation they need for loan approval.

  • ✓12-36 month repayment terms
  • ✓Interest rates from 12% p.a.
  • ✓No separate collateral needed in most cases
  • ✓We handle all technical documentation

Green Energy Loans

Partner banks like Stanbic and KCB offer dedicated green energy loans with favorable terms for solar water systems.

  • ✓Up to 36 months repayment
  • ✓Competitive green energy rates
  • ✓Finance up to 80% of system cost
  • ✓Fast processing for pre-approved systems

PAYG Solar

Pay-As-You-Go lets you own the system over time with daily or weekly M-Pesa payments, similar to how Kenya adopted solar home systems.

  • ✓Small daily payments via M-Pesa
  • ✓System activates as you pay
  • ✓Own the system after 18-24 months
  • ✓No bank account required

Example Monthly Costs

Based on 36-month financing at typical rates

Small Residential

0.4kW pump + 2 solar panels

~KES 5,500/month

for 36 months

Total: ~KES 150,000

Large Residential / Farm

1.1kW pump + 4 solar panels

~KES 12,500/month

for 36 months

Total: ~KES 350,000

Institutional

2.2kW pump + 8 solar panels

~KES 28,000/month

for 36 months

Total: ~KES 800,000

Monthly costs shown are illustrative only. Actual terms depend on the financing provider, your credit profile, and current rates. M-Pesa payments accepted by most providers.

Pay via M-Pesa

All our financing partners accept M-Pesa for monthly payments. Set up automatic deductions or pay manually, whatever works for you.

Find out what your system would cost

Our configurator gives you an instant estimate. Then we'll help you find the best financing option.

Configure Your System